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There are various types of savings accounts to consider when preparing for financial stability, regardless of where you are in your personal or professional life. Consistently setting aside a portion of your income is important to prepare for the unexpected. Accumulating a nest egg enables you to build wealth for long-term goals such as buying a home, retiring, or funding your child's college education. It is beneficial to understand that each savings account type has unique uses, advantages, disadvantages, and interest rates. How Much Savings Should You Have at Different Stages of Life...

Faced with shifting markets and mounting student loan debt, Gen Zers must be nimble. Solid money management skills can help overcome these challenges and grow personal wealth. Take a look at these three tips that can help you set up a stronger financial foundation today. Gen Zers are entering the workforce amid a rapidly shifting economic landscape, so they must be agile when facing this fluid environment by building strong financial foundations. That said, the outlook for Zoomers is better than it might seem. In fact, with the right knowledge and money management skills, you can secure a...

Summer travel is around the corner – here are some tips from Arizona Bank & Trust, a division of HTLF Bank to keep your accounts safe so you can enjoy the sun and focus on family fun. Don’t bring anything you don’t need: Leave checkbooks and checks at home, in a locked safe. Use cash or credit cards for purchases. Also, go through your purse or wallet and remove any cards you won’t be using, as well as receipts. Put deliveries on hold: Put your mail on “postal hold” stating you wish to have your mail held at the post office for a period of time. This also goes for regular deliveries, like meal services or coffee delivery...

Experts across the United States are increasingly worried that people’s savings and investments won’t be enough to last through retirement. Financial wellness holds the keys to a long and prosperous retirement, but you must know how to achieve it. But what is financial wellness? How easily can you attain it, and how might best practices differ depending on your age? Understanding the Potential Retirement Crisis Americans are facing a multi-faceted retirement and savings crisis that has many experts worried. Those on the verge of retirement may not have enough between their savings and Social...

The Federal Trade Commission (FTC) recently released a report of the top reported consumer frauds of 2022. The most frequently reported frauds involved imposter scams, with the vast majority of the fraudsters having contacted their victim by phone call or text message. Imposter scams can take many forms, including posing as government agencies, well-known companies, your bank, and even a family member or friend. These scammers impersonate someone else to gain access to personal information or trick victims into making cash payments. The FTC received reports on over 5.2 million cases of fraud...